:root{--ink:#08111f;--ink-2:#111e32;--paper:#f7f8f2;--white:#fff;--lime:#b8f34b;--lime-2:#d8ff91;--aqua:#63e6d5;--blue:#5477f5;--muted:#5f6c7b;--line:#dce1d9;--red:#ff7a6c;--green:#37d89b;--shadow:0 22px 60px rgba(8,17,31,.13);--radius:22px;--sans:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--mono:"SFMono-Regular",Consolas,"Liberation Mono",monospace}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.72;-webkit-font-smoothing:antialiased}a{color:#3159d9;text-decoration-thickness:1.5px;text-underline-offset:3px}a:hover{color:#183da9}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}.shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}.article-shell{max-width:820px}.wide-shell{max-width:1020px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.icon{width:1.2em;height:1.2em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;display:inline-block;vertical-align:-.2em;flex:none}
.site-header{height:72px;background:rgba(8,17,31,.96);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(255,255,255,.1);backdrop-filter:blur(16px)}.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{display:inline-flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:900;letter-spacing:-.04em;font-size:19px}.brand:hover{color:#fff}.brand>svg{width:30px;height:30px;color:var(--lime);stroke-width:2}.brand>span>span{color:var(--lime)}.site-nav{display:flex;align-items:center;gap:34px}.site-nav a{color:#dce3ec;text-decoration:none;font-size:14px;font-weight:700}.site-nav a:hover{color:var(--lime)}.nav-toggle{display:none;background:transparent;border:0;color:white;padding:8px}
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.section{padding:96px 0}.section-tint{background:#edf0e7;border-block:1px solid var(--line)}.section-tools{background:var(--white);margin-top:-1px}.section-head{display:flex;justify-content:space-between;gap:60px;align-items:end;margin-bottom:40px}.section-head h2{margin-bottom:0}.section-head>p{max-width:420px;color:var(--muted);margin:0}.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.tool-card{display:block;padding:30px;border-radius:var(--radius);border:1px solid var(--line);background:var(--paper);text-decoration:none;color:var(--ink);transition:.2s transform,.2s box-shadow,.2s border-color}.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b6c0ad;color:var(--ink)}.tool-card-top{display:flex;justify-content:space-between;align-items:center}.tool-icon{display:grid;place-items:center;width:50px;height:50px;border-radius:14px;background:var(--ink);color:var(--lime)}.tool-icon svg{width:25px;height:25px}.pill{font:700 11px var(--mono);background:#e5edd9;color:#466322;border-radius:99px;padding:7px 10px}.tool-card h3{font-size:28px;margin:26px 0 10px}.tool-card>p{color:var(--muted);margin:0 0 24px}.mini-ui{background:var(--ink);border-radius:12px;color:#fff;padding:17px 19px;display:grid;grid-template-columns:1fr auto;gap:2px 12px;font-family:var(--mono);margin-bottom:22px}.mini-ui span{font-size:11px;color:#8f9eb0}.mini-ui strong{grid-row:1/3;grid-column:2;font-size:22px;color:var(--green)}.mini-ui i{font-style:normal;font-size:11px;color:var(--lime)}.text-link{font-size:14px;font-weight:800;color:#2448b5}.text-link svg{transition:transform .2s}.tool-card:hover .text-link svg{transform:translateX(5px)}
.article-shell>p:not(.eyebrow):not(.callout):not(.source-note),.legal-copy p{color:#354252}.article-shell>p{margin:0 0 1.45em}.article-shell>h2{margin-top:0}.step-list{list-style:none;padding:0;margin:34px 0}.step-list li{display:grid;grid-template-columns:66px 1fr;gap:18px;border-top:1px solid var(--line);padding:27px 0}.step-list li:last-child{border-bottom:1px solid var(--line)}.step-list>li>span{font:800 13px var(--mono);width:45px;height:45px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:var(--lime)}.step-list h3{margin:0 0 8px}.step-list p{margin:0;color:var(--muted)}.callout{background:#e0efc8;border-left:4px solid #78ad2b;padding:20px 23px;margin-top:30px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff}table{width:100%;border-collapse:collapse;min-width:650px;font-size:15px}th,td{text-align:left;padding:17px 20px;border-bottom:1px solid var(--line)}th{background:var(--ink);color:#fff;font:700 12px var(--mono);letter-spacing:.05em}tbody tr:last-child td{border-bottom:0}tbody tr:nth-child(even){background:#f8f9f5}.source-note{font-size:13px;color:var(--muted);margin-top:14px}.prose-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:28px 0}.prose-grid>div{padding:26px;border:1px solid var(--line);border-radius:16px}.prose-grid p{color:var(--muted);margin:0}.section-faq{background:var(--ink);color:#fff}.section-faq .eyebrow{color:var(--lime)}.faq-list{border-top:1px solid #394559}.faq-list details{border-bottom:1px solid #394559}.faq-list summary{cursor:pointer;list-style:none;font-size:19px;font-weight:750;padding:23px 44px 23px 0;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:8px;color:var(--lime);font:400 28px var(--mono)}.faq-list details[open] summary:after{content:"−"}.faq-list p{color:#b6c1cf;margin:0;padding:0 30px 23px 0}.related{margin-top:62px}.related h2{font-size:25px}.related a{display:flex;justify-content:space-between;align-items:center;color:var(--lime);font-weight:700;text-decoration:none;padding:16px 0;border-bottom:1px solid #394559}
.tool-hero,.simple-hero{background:var(--ink);color:#fff;padding:38px 0 88px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:9px;align-items:center;font-size:12px;color:#7f8da0;margin-bottom:58px}.breadcrumbs a{color:#a7b3c2;text-decoration:none}.tool-title-row{display:grid;grid-template-columns:1fr auto;gap:45px;align-items:end}.tool-title-row h1{font-size:clamp(40px,5.4vw,68px);margin-bottom:18px}.tool-title-row>div>p:last-child{color:#b7c3d0;max-width:730px;margin:0;font-size:18px}.free-badge{display:flex;align-items:center;gap:12px;border:1px solid #39485f;border-radius:12px;padding:16px 18px;min-width:230px;color:var(--lime)}.free-badge svg{width:27px;height:27px}.free-badge span{display:grid;color:#8f9cad;font-size:11px}.free-badge strong{color:#fff;font-size:14px}.calculator-section{background:linear-gradient(var(--ink) 46%,var(--paper) 46%);padding:0 0 58px}.calculator{display:grid;grid-template-columns:1.02fr .98fr;background:#fff;border-radius:var(--radius);box-shadow:0 28px 70px rgba(3,10,20,.22);overflow:hidden}.calc-inputs,.calc-results{padding:34px 38px}.calc-results{background:linear-gradient(145deg,#111f34,#08111f);color:#fff}.calc-heading{display:flex;justify-content:space-between;align-items:center;font:800 11px var(--mono);letter-spacing:.1em;margin-bottom:25px}.sample-button,.text-button{border:0;background:transparent;color:#315bd1;font-weight:800;cursor:pointer;padding:4px}.segmented{display:grid;grid-template-columns:1fr 1fr;background:#eef0ea;border-radius:9px;padding:4px;margin-bottom:23px}.segmented input{position:absolute;opacity:0;pointer-events:none}.segmented span{display:block;text-align:center;padding:10px;border-radius:7px;font-weight:800;font-size:14px;cursor:pointer}.segmented input:checked+span{background:#fff;box-shadow:0 2px 8px rgba(8,17,31,.1)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field-grid label{font-size:12px;font-weight:800;color:#4b5866}.field-wide{grid-column:1/-1}.input-wrap{height:52px;border:1px solid #cfd5cb;border-radius:8px;margin-top:7px;display:flex;align-items:center;overflow:hidden;background:#fff;transition:.15s}.input-wrap:focus-within{border-color:#597ee9;box-shadow:0 0 0 3px rgba(84,119,245,.13)}.input-wrap b{font:600 12px var(--mono);color:#718092;padding:0 12px;white-space:nowrap}.input-wrap input,.input-wrap select{min-width:0;width:100%;height:100%;border:0;outline:0;padding:0 12px;background:transparent;color:var(--ink);font-weight:700}.input-wrap select{cursor:pointer}.input-wrap input+b,.input-wrap input+select{border-left:1px solid #e2e5df}.form-note{font-size:11px;color:#768290;line-height:1.5;margin:19px 0 0}.status-dot{color:var(--green);display:flex;align-items:center;gap:6px}.status-dot:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(55,216,155,.12)}.primary-result{padding:18px 0 28px;border-bottom:1px solid #354158;display:grid}.primary-result span,.result-grid span{font-size:12px;color:#93a1b3}.primary-result strong{font:800 clamp(38px,5vw,54px)/1.15 var(--mono);letter-spacing:-.06em;color:var(--green);margin:6px 0}.primary-result strong.negative,.result-grid strong.negative{color:var(--red)}.primary-result small{color:#b4bfcc}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 30px;padding:29px 0}.result-grid>div{display:grid;gap:5px}.result-grid strong{font:700 20px var(--mono)}.result-warning{display:flex;gap:10px;align-items:flex-start;font-size:11px;line-height:1.55;color:#93a0b1;margin:0}.result-warning svg{color:var(--lime);margin-top:2px}.instruction-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:35px 0 0}.instruction-grid li{border-top:3px solid var(--ink);padding-top:22px}.instruction-grid>li>span{font:800 12px var(--mono);color:#527716}.instruction-grid h3{margin:20px 0 9px}.instruction-grid p{font-size:15px;color:var(--muted);margin:0}.formula{background:var(--ink);border-radius:14px;padding:22px 25px;margin:28px 0;color:#d9e5ef;overflow:auto}.formula code{display:block;font-size:13px;line-height:2.1;white-space:nowrap}.formula code:last-child{color:var(--lime)}.text-button{display:inline-flex;align-items:center;gap:8px;font-size:14px}.section-risk{background:#fff}.risk-box{display:flex;gap:17px;padding:22px;border:1px solid #dfd7ba;background:#fff9e7;border-radius:13px;margin-top:30px}.risk-box>svg{color:#a27807;width:27px;height:27px}.risk-box p{margin:3px 0 0;color:#5f594c;font-size:14px}.simple-hero{padding-top:90px}.simple-hero h1{font-size:clamp(43px,6vw,70px)}.legal-copy h2{margin-top:2em;font-size:30px}.legal-copy h2:first-child{margin-top:0}
.site-footer{background:#050b14;color:#aab5c4;padding:70px 0 30px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:80px}.brand-footer{margin-bottom:18px}.footer-grid>div:first-child p{max-width:380px;font-size:14px}.footer-grid h2{font-size:13px;letter-spacing:.08em;color:#fff;margin-bottom:18px}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:10px}.footer-grid a:not(.brand){color:#aab5c4;text-decoration:none;font-size:14px}.footer-grid a:hover{color:var(--lime)}.legal{border-top:1px solid #263043;margin-top:50px;padding-top:24px;display:grid;grid-template-columns:1fr 1fr auto;gap:30px;font-size:11px;line-height:1.55;color:#738092}.legal p{margin:0}
@media(max-width:850px){.nav-toggle{display:block}.site-nav{display:none;position:absolute;left:0;right:0;top:72px;background:var(--ink);padding:14px 20px 24px;flex-direction:column;align-items:stretch;gap:0;border-top:1px solid #2e394b}.site-nav.is-open{display:flex}.site-nav a{padding:12px}.hero{padding:70px 0}.hero-grid,.tool-title-row{grid-template-columns:1fr}.market-note{display:none}.section{padding:70px 0}.section-head{display:block}.section-head>p{margin-top:15px}.tool-grid,.calculator{grid-template-columns:1fr}.calculator-section{background:var(--ink);padding-bottom:50px}.tool-hero{padding-bottom:50px}.free-badge{width:max-content}.instruction-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.legal{grid-template-columns:1fr}.calc-results{min-height:450px}}
@media(max-width:560px){body{font-size:16px}.shell{width:min(100% - 26px,1180px)}.hero{padding-top:54px}.hero h1{font-size:40px}.hero-actions{align-items:stretch;flex-direction:column}.trust-row{gap:10px 16px}.tool-grid,.prose-grid{grid-template-columns:1fr}.tool-card{padding:23px}.section{padding:58px 0}.section-head{margin-bottom:28px}.tool-title-row h1{font-size:39px}.breadcrumbs{margin-bottom:42px}.free-badge{display:none}.calc-inputs,.calc-results{padding:25px 20px}.field-grid{grid-template-columns:1fr}.field-wide{grid-column:auto}.result-grid{gap:21px 12px}.result-grid strong{font-size:16px}.primary-result strong{font-size:39px}.calculator{border-radius:16px}.step-list li{grid-template-columns:49px 1fr;gap:11px}.step-list>li>span{width:38px;height:38px}.footer-grid{grid-template-columns:1fr;gap:36px}.footer-grid>div:first-child{grid-column:auto}.formula{padding:17px 18px}.formula code{font-size:11px}.simple-hero{padding-top:62px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tool-card,.text-link svg{transition:none}}